VPLYV ÚROKOVEJ MIERY NA VÝŠKU DÔCHODKOV Z II. PILIERA

Abstrakt

This paper is devoted to Pillar II of the state pension system with special emphasis on the so-called annuity amendment and its application to the calculation of lifetime annuities from this pillar. The authors focus in their calculations on an analysis of the effect of the interest rate on the level of the monthly annuity. They chose to compare the effect of the maximum technical interest rate set by the NBS with use of risk-free interest rate curves. In the conclusion they enumerate the size of the loss in the case of a particular modelled contract.